/* Medical Billing Team v2 design system.
   Sources: MSD site.css (Fraunces + Hanken Grotesk, eyebrow rule, tiles, blurred sticky header), AFG LP-STANDARD (375-first, paper, navy, gold CTA only, 48px fields, thin rules, motion list),
   LVNY global.css (reduced-motion kill switch, multi-strand signature rule), Stitch design system "MBT Clinical Trust" (see DESIGN-SOURCES.md). Icons: Lucide (ISC). */
@font-face{font-family:'Fraunces';font-style:normal;font-weight:400 700;font-display:swap;src:url(fraunces-latin.woff2) format('woff2');unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:'Hanken Grotesk';font-style:normal;font-weight:400 700;font-display:swap;src:url(hankengrotesk-latin.woff2) format('woff2');unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
:root{--paper:#f7f5f0;--paper-2:#efeae0;--card:#fffdf9;--white:#fff;--ink:#0f2340;--ink-2:#2c3d55;--mute:#4f5f74;--line:#e0dacd;--line-2:#cfc7b6;
--navy:#0f2340;--navy-2:#16305a;--blue:#1d5fa8;--blue-2:#174c88;--teal:#0f766e;--teal-2:#0b5e58;--aqua:#8cd3ec;--mint:#e3f3f1;--sky:#e8f1fb;
--gold:#f2b234;--gold-2:#e09e1c;--warn:#a5331b;--ok:#157a55;
--serif:"Fraunces",Georgia,"Times New Roman",serif;--sans:"Hanken Grotesk",-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,sans-serif;
--r:14px;--r-sm:10px;--maxw:1200px;--shadow:0 1px 2px rgba(15,35,64,.06),0 10px 30px rgba(15,35,64,.08);--shadow-lg:0 2px 6px rgba(15,35,64,.08),0 24px 60px rgba(15,35,64,.16)}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;scroll-padding-top:80px}
body{margin:0;font:400 1.0625rem/1.65 var(--sans);color:var(--ink);background:var(--paper);-webkit-font-smoothing:antialiased;display:flex;flex-direction:column;min-height:100vh;overflow-x:clip}
body>main{flex:1 0 auto}
img{max-width:100%;height:auto;display:block}
a{color:var(--blue);text-decoration-thickness:1px;text-underline-offset:3px}a:hover{color:var(--blue-2)}
:focus-visible{outline:3px solid var(--gold);outline-offset:2px;border-radius:4px}
h1,h2,h3{font-family:var(--serif);color:var(--ink);line-height:1.12;letter-spacing:-.02em;font-weight:600;margin:1.5em 0 .5em;text-wrap:balance}
h1{font-size:clamp(1.45rem,1rem + 2.6vw,3.1rem);font-weight:560;margin-top:.2em;letter-spacing:-.025em}
h2{font-size:clamp(1.4rem,1.1rem + 1.3vw,2.05rem)}
h3{font-size:clamp(1.08rem,1rem + .35vw,1.25rem);letter-spacing:-.01em}
p{margin:0 0 1em}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 20px}.narrow{max-width:820px}
.ic{width:1.25em;height:1.25em;flex:none;vertical-align:-.2em}
.skip{position:absolute;left:-9999px;top:8px;z-index:100;background:var(--white);padding:10px 14px;border-radius:8px}.skip:focus{left:8px}
.staging-bar{order:99;background:#2a2112;color:#fbe7b8;font-size:.78rem;text-align:center;padding:6px 12px;letter-spacing:.01em}
@media(min-width:760px){.staging-bar{order:-1}}

/* header (MSD blurred sticky bar) */
.site-header{position:sticky;top:0;z-index:40;background:rgba(247,245,240,.88);-webkit-backdrop-filter:saturate(1.4) blur(14px);backdrop-filter:saturate(1.4) blur(14px);border-bottom:1px solid var(--line);transition:box-shadow .25s}
.site-header.scrolled{box-shadow:0 6px 24px rgba(15,35,64,.08)}
.hdr{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:56px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink);font-family:var(--serif);font-size:1.12rem;letter-spacing:-.015em;font-weight:500;white-space:nowrap}
.brand b{font-weight:650;color:var(--teal)}.brand:hover{color:var(--ink)}
.nav{list-style:none;margin:0;padding:0}.nav a{text-decoration:none;color:var(--ink-2);font-size:.94rem;font-weight:500;padding:6px 2px;border-bottom:2px solid transparent;transition:color .2s,border-color .2s}
.nav a:hover{color:var(--ink)}.nav a[aria-current]{color:var(--ink);border-bottom-color:var(--gold)}
.nav-desk,.hdr-cta{display:none}
.menu{position:static}.menu summary{list-style:none;cursor:pointer;display:flex;align-items:center;gap:8px;min-height:44px;padding:0 14px;border:1px solid var(--line-2);border-radius:999px;font-weight:600;font-size:.92rem;background:var(--card)}
.menu summary::-webkit-details-marker{display:none}
.burger{width:16px;height:10px;border-top:2px solid var(--ink);border-bottom:2px solid var(--ink);position:relative}.burger::after{content:"";position:absolute;left:0;right:0;top:2px;border-top:2px solid var(--ink)}
.menu[open] nav{position:absolute;left:0;right:0;top:100%;background:var(--paper);border-bottom:1px solid var(--line);padding:6px 20px 18px;box-shadow:0 18px 30px rgba(15,35,64,.1)}
.menu .nav li{border-bottom:1px solid var(--line)}.menu .nav a{display:block;padding:13px 0;font-size:1rem;border:0}
@media(min-width:1000px){.nav-desk{display:block}.nav-desk .nav{display:flex;gap:22px}.menu{display:none}.hdr-cta{display:inline-flex}}

/* buttons: gold reserved for CTAs (AFG LP standard) */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5em;min-height:48px;padding:12px 22px;border:0;border-radius:999px;background:var(--navy);color:var(--white);font:600 1rem/1.2 var(--sans);text-decoration:none;cursor:pointer;transition:transform .15s,background .2s,box-shadow .2s}
.btn:hover{background:var(--navy-2);color:var(--white)}.btn:active{transform:scale(.98)}
.btn-cta,.hdr-cta,.sticky-cta .btn{background:var(--gold);color:var(--navy);box-shadow:0 1px 0 rgba(255,255,255,.4) inset,0 6px 16px rgba(224,158,28,.28)}
.btn-cta:hover,.hdr-cta:hover,.sticky-cta .btn:hover{background:var(--gold-2);color:var(--navy)}
.btn-cta .ic{transition:transform .2s}.btn-cta:hover .ic{transform:translateX(3px)}
.btn-sm{min-height:40px;padding:8px 16px;font-size:.92rem}
.btn-light{background:var(--white);color:var(--navy)}.btn-light:hover{background:var(--mint);color:var(--navy)}
.linkbtn{background:none;border:0;color:var(--blue);text-decoration:underline;cursor:pointer;font:inherit;padding:0}

/* hero */
.hero{position:relative;background:radial-gradient(120% 90% at 85% 0%,#1d4f86 0%,var(--navy) 55%,#0b1a31 100%);color:#e8eef7;overflow:hidden;isolation:isolate}
.hero-bg{position:absolute;inset:0;z-index:-1;opacity:.55}.hero-bg::after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(15,35,64,.96) 0%,rgba(15,35,64,.7) 45%,rgba(15,35,64,.25) 100%)}
.hero-bg img{width:100%;height:100%;object-fit:cover}
.hero::after{content:"";position:absolute;inset:auto 0 0 0;height:1px;background:linear-gradient(90deg,transparent,rgba(140,211,236,.5),transparent)}
.hero-grid{display:grid;gap:12px;padding:12px 20px 28px;grid-template-areas:"h" "f" "c"}
.hero-h{grid-area:h}.hero-form{grid-area:f}.hero-copy{grid-area:c}
.hero h1{color:var(--white);margin:.15em 0 0;font-size:clamp(1.38rem,1rem + 2.4vw,3.2rem);max-width:18ch}
.eyebrow{display:none;align-items:center;gap:10px;font:600 .74rem/1.2 var(--sans);letter-spacing:.16em;text-transform:uppercase;color:var(--aqua);margin:0 0 12px}
.eyebrow::before{content:"";width:28px;height:1.5px;background:var(--gold)}
.rule{display:none;gap:3px;width:120px;margin-top:18px}.rule i{display:block;height:3px;border-radius:2px;transform-origin:left;animation:draw 1.1s cubic-bezier(.2,.7,.2,1) both}
.rule i:nth-child(1){background:var(--gold)}.rule i:nth-child(2){background:var(--aqua);width:70%;animation-delay:.12s}.rule i:nth-child(3){background:#5fb3a9;width:40%;animation-delay:.24s}
@keyframes draw{from{transform:scaleX(0)}to{transform:scaleX(1)}}
.hero-copy{color:#d5dfec;font-size:1.04rem}.hero-copy strong{color:var(--white)}
.hero-copy .disclosure-inline{color:#b4c3d6;border-color:rgba(255,255,255,.18)}
.hero-copy .disclosure-inline .ic{color:var(--aqua)}
@media(min-width:600px){.eyebrow{display:inline-flex}.rule{display:grid}.hero-grid{padding-top:28px}}
@media(min-width:960px){.hero-grid{grid-template-columns:1.15fr .85fr;grid-template-areas:"h f" "c f";column-gap:56px;row-gap:8px;padding:64px 20px 72px;align-items:start;grid-template-rows:auto 1fr}
.hero-form{position:relative;top:0}.hero-copy{max-width:56ch;font-size:1.1rem}}

/* form card */
.form-card{background:var(--white);color:var(--ink);border-radius:18px;padding:14px 14px 10px;box-shadow:var(--shadow-lg);border:1px solid rgba(15,35,64,.06)}
@media(min-width:600px){.form-card{padding:22px 22px 14px}}
.form-title{font-size:1.06rem;margin:0 0 8px;letter-spacing:-.01em}
@media(min-width:600px){.form-title{font-size:1.3rem;margin-bottom:12px}}
.lead-form .grid{display:grid;gap:8px}
@media(min-width:700px){.lead-form .grid-2{grid-template-columns:1fr 1fr;gap:12px 16px}}
.lead-form label{display:block;font-size:.84rem;font-weight:600;color:var(--ink-2)}
.lead-form label>span{display:block;margin-bottom:3px;line-height:1.2}.lead-form i{font-weight:400;color:var(--mute);font-style:normal}
.lead-form input,.lead-form select{width:100%;font:400 16px/1.2 var(--sans);color:var(--ink);height:48px;padding:0 13px;border:1px solid #b8c1cd;border-radius:var(--r-sm);background:#fff;transition:border-color .2s,box-shadow .2s}
.lead-form select{appearance:none;background:#fff url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%230f2340' stroke-width='1.6' fill='none'/%3E%3C/svg%3E") no-repeat right 14px center;padding-right:36px}
.lead-form input:focus,.lead-form select:focus{outline:none;border-color:var(--blue);box-shadow:0 0 0 4px rgba(29,95,168,.16)}
.lead-form [aria-invalid]{border-color:var(--warn);box-shadow:0 0 0 3px rgba(165,51,27,.12)}
.lead-form small{display:block;font-size:.76rem;color:var(--mute);font-weight:400;margin-top:2px}
.hero-form .lead-form small{display:none}
@media(min-width:600px){.hero-form .lead-form small{display:block}}
.lead-form .btn{width:100%;margin-top:8px}
.check{display:flex!important;gap:10px;align-items:flex-start;font-weight:400!important;font-size:.78rem!important;color:var(--mute)!important;margin-top:8px;line-height:1.45}
.check[hidden]{display:none!important}.check input{width:20px;height:20px;flex:none;margin-top:1px;accent-color:var(--teal)}
.chips{border:0;padding:0;margin:14px 0 0}.chips legend{font-size:.86rem;font-weight:600;margin-bottom:6px;color:var(--ink-2)}
.chip{display:inline-flex!important;gap:8px;align-items:center;min-height:40px;border:1px solid var(--line-2);border-radius:999px;padding:4px 14px 4px 10px;margin:3px;font-weight:500!important;font-size:.86rem!important;cursor:pointer;background:var(--card)}
.chip input{width:18px;height:18px;accent-color:var(--teal)}.chip:has(input:checked){border-color:var(--teal);background:var(--mint)}
.phi{display:block;background:#fff4ef;border-left:3px solid var(--warn);padding:6px 10px;font-size:.76rem;line-height:1.4;margin:8px 0 0;border-radius:6px;color:#5c2312}
@media(min-width:600px){.phi{font-size:.82rem;padding:8px 12px}}
.fine{font-size:.76rem;color:var(--mute);margin:.45em 0;line-height:1.45}
.form-msg{font-size:.9rem;margin:.3em 0 0;min-height:0}.form-msg:empty{display:none}.form-msg.bad{color:var(--warn)}.form-msg.ok{color:var(--ok)}
.hp{position:absolute!important;left:-9999px;width:1px;height:1px;overflow:hidden}
.form-card-full{margin:24px 0}

/* trust strip */
.trust{background:var(--white);border-bottom:1px solid var(--line)}
.trust-row{list-style:none;margin:0;padding:14px 0;display:grid;gap:10px 24px;grid-template-columns:1fr}
.trust-row li{display:flex;gap:10px;align-items:center;font-size:.92rem;font-weight:600;color:var(--ink-2)}
.trust-row .ic{color:var(--teal);width:22px;height:22px}
@media(min-width:700px){.trust-row{grid-template-columns:repeat(2,1fr);padding:18px 0}}
@media(min-width:1100px){.trust-row{grid-template-columns:repeat(4,1fr)}}

/* bands */
.band{padding:56px 0}.band-alt{background:var(--white);border-block:1px solid var(--line)}
@media(min-width:900px){.band{padding:84px 0}}
.band h2{margin-top:0}
.band h2::before,.prose h2::before{content:"";display:block;width:36px;height:3px;border-radius:2px;background:var(--gold);margin-bottom:14px}
.topics{background:var(--paper-2);padding:56px 0}
.topics h2{margin-top:0}
.feature-list{list-style:none;padding:0;margin:20px 0;display:grid;gap:12px}
.feature-list li{display:flex;gap:14px;align-items:flex-start;background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:16px 18px;margin:0}
.band-alt .feature-list li{background:var(--paper)}
.li-ic{flex:none;width:40px;height:40px;border-radius:10px;display:grid;place-items:center;background:var(--sky);color:var(--blue)}
.li-ic .ic{width:22px;height:22px}
#common-billing-problems-we-write-about .li-ic{background:#fdf1dc;color:#9a5b00}
@media(min-width:900px){#who-this-site-helps .feature-list,#common-billing-problems-we-write-about .feature-list{grid-template-columns:1fr 1fr}}

/* tiles (MSD tile pattern) */
.tiles{display:grid;gap:14px;grid-template-columns:1fr}
@media(min-width:700px){.tiles{grid-template-columns:repeat(2,1fr)}}
@media(min-width:1050px){.tiles{grid-template-columns:repeat(3,1fr)}.tiles-topics{grid-template-columns:repeat(4,1fr)}.tiles-topics .tile-wide{grid-column:span 4}}
.tile{position:relative;display:block;background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:20px 20px 18px;color:var(--ink);text-decoration:none;transition:border-color .2s,transform .2s,box-shadow .2s}
a.tile:hover,.tile:hover{border-color:var(--teal);transform:translateY(-2px);box-shadow:var(--shadow);color:var(--ink)}
.tile h3{margin:12px 0 6px;font-size:1.14rem}.tile h3 a{color:var(--ink);text-decoration:none}.tile h3 a::after{content:"";position:absolute;inset:0}
.tile-wide h3 a::after{display:none}
.tile p{margin:0;color:var(--mute);font-size:.95rem;line-height:1.55}
.tile-ic{display:inline-grid;place-items:center;width:44px;height:44px;border-radius:12px;background:var(--mint);color:var(--teal)}.tile-ic .ic{width:24px;height:24px}
.tile-go{position:absolute;right:16px;top:20px;color:var(--line-2);transition:color .2s,transform .2s}a.tile:hover .tile-go{color:var(--teal);transform:translateX(3px)}
.tile small{font-weight:400;color:var(--mute);font-family:var(--sans);font-size:.8rem}
.sublinks{list-style:none;padding:0;margin:10px 0 0;display:grid;gap:4px 18px;grid-template-columns:1fr}
@media(min-width:700px){.sublinks{grid-template-columns:repeat(2,1fr)}}@media(min-width:1050px){.tile-wide .sublinks{grid-template-columns:repeat(4,1fr)}}
.sublinks a{position:relative;z-index:1;display:flex;gap:8px;align-items:center;min-height:40px;font-size:.94rem;font-weight:600;color:var(--ink-2);text-decoration:none;border-bottom:1px solid var(--line)}
.sublinks a .ic{color:var(--teal);width:18px;height:18px}.sublinks a:hover{color:var(--teal)}

/* HIPAA band */
.hipaa-band{position:relative;background:linear-gradient(160deg,#0b1a31 0%,#0f2b4d 55%,#0d4a4f 100%);color:#d8e4ef;padding:60px 0;overflow:hidden;isolation:isolate}
.hipaa-band::before{content:"";position:absolute;inset:0;z-index:-1;background:radial-gradient(50% 60% at 15% 20%,rgba(140,211,236,.16),transparent 70%)}
.hipaa-grid{display:grid;gap:28px;align-items:start}
.hipaa-art{position:relative;border-radius:20px;overflow:hidden;min-height:120px;background:rgba(255,255,255,.04);border:1px solid rgba(140,211,236,.2);display:grid;place-items:center}
.hipaa-art img{width:100%;height:100%;object-fit:cover;opacity:.92;position:absolute;inset:0}
.hipaa-art .shield{position:absolute;display:grid;place-items:center;width:84px;height:84px;border-radius:24px;background:rgba(15,35,64,.72);color:var(--aqua);border:1px solid rgba(140,211,236,.35);-webkit-backdrop-filter:blur(6px);backdrop-filter:blur(6px)}
.ic.big{width:44px;height:44px}
.hipaa-band h2{color:var(--white);margin-top:0}.hipaa-band h2::before{background:var(--aqua)}
.hipaa-band a{color:var(--aqua)}.hipaa-band strong{color:var(--white)}
.hipaa-band .feature-list li{background:rgba(255,255,255,.05);border-color:rgba(140,211,236,.18)}
.hipaa-band .li-ic{background:rgba(140,211,236,.14);color:var(--aqua)}
.hipaa-band .btn-light{color:var(--navy)}
@media(min-width:960px){.hipaa-band{padding:96px 0}.hipaa-grid{grid-template-columns:.8fr 1.2fr;gap:56px}.hipaa-art{min-height:520px;position:sticky;top:96px}}

/* steps: plain ordered list with a thin rule (AFG anti-template: no numbered circles / equal card rows) */
.band-steps{background:var(--white);border-block:1px solid var(--line)}
.band-steps ol{list-style:none;counter-reset:s;padding:0;margin:20px 0}
.band-steps ol li{counter-increment:s;position:relative;padding:4px 0 18px 54px;margin:0;border-left:1px solid var(--line-2);margin-left:14px}
.band-steps ol li:last-child{border-left-color:transparent}
.band-steps ol li::before{content:counter(s,decimal-leading-zero);position:absolute;left:-15px;top:0;width:30px;background:var(--white);font:600 .95rem/1.6 var(--serif);color:var(--teal);text-align:center}
.resource-card{display:grid;gap:18px;align-items:center;background:linear-gradient(135deg,#fff8e8,#fdf0d2);border:1px solid #efd9a6;border-radius:20px;padding:28px}
.resource-card h2{margin-top:0}.resource-card h2::before{background:var(--navy)}
.res-ic{display:grid;place-items:center;width:72px;height:72px;border-radius:18px;background:var(--white);color:#9a5b00;box-shadow:var(--shadow)}
@media(min-width:760px){.resource-card{grid-template-columns:auto 1fr;padding:36px 40px}}
.band-faq{background:var(--paper)}

/* FAQ */
.faq{margin:36px 0 8px}
.faq details{background:var(--card);border:1px solid var(--line);border-radius:var(--r-sm);margin:10px 0;transition:border-color .2s,box-shadow .2s}
.faq details[open]{border-color:var(--line-2);box-shadow:var(--shadow)}
.faq summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;gap:16px;align-items:center;padding:16px 18px;font-weight:600;font-size:1.02rem;min-height:48px;color:var(--ink)}
.faq summary::-webkit-details-marker{display:none}
.chev{color:var(--teal);transition:transform .25s}.faq details[open] .chev{transform:rotate(90deg)}
.faq .ans{padding:0 18px 4px;color:var(--ink-2)}
.pg-faq .prose h3{background:var(--card);border:1px solid var(--line);border-left:3px solid var(--teal);border-radius:var(--r-sm);padding:12px 16px;margin:22px 0 8px;font-size:1.08rem}

/* inner pages */
.page-hero{background:linear-gradient(180deg,var(--paper-2),var(--paper));border-bottom:1px solid var(--line);padding:18px 0 26px}
@media(min-width:900px){.page-hero{padding:30px 0 40px}}
.crumbs{font-size:.84rem;color:var(--mute);display:flex;flex-wrap:wrap;gap:6px;align-items:center}
.crumbs a{color:var(--mute);text-decoration:none}.crumbs a:hover{color:var(--teal)}.crumbs .sep{opacity:.5}
.ph-row{display:flex;gap:16px;align-items:flex-start;margin-top:10px}
.ph-row h1{margin:0;max-width:24ch}
.page-ic{display:none;place-items:center;flex:none;width:56px;height:56px;border-radius:16px;background:var(--white);color:var(--teal);border:1px solid var(--line);box-shadow:var(--shadow)}
.page-ic .ic{width:28px;height:28px}
@media(min-width:760px){.page-ic{display:grid}}
.byline{font-size:.86rem;color:var(--mute);margin:14px 0 0}.byline a{color:var(--mute)}
.disclosure-inline{display:flex;gap:10px;align-items:flex-start;font-size:.82rem;color:var(--mute);border-left:2px solid var(--line-2);padding-left:12px;margin:14px 0 0;line-height:1.5;max-width:80ch}
.disclosure-inline .ic{color:var(--teal);margin-top:2px}
.page-grid{display:grid;gap:24px;padding-top:28px;padding-bottom:40px}
@media(min-width:1080px){.page-grid.has-toc{grid-template-columns:250px minmax(0,1fr);gap:56px}.toc-col{position:relative}.toc-stick{position:sticky;top:88px}.toc-col .toc{max-height:calc(100vh - 330px);overflow:auto}.aside-cta{display:block}}
.prose{max-width:74ch;min-width:0}
.prose>:first-child{margin-top:0}
.prose h2{margin-top:2.1em}.prose h3{margin-top:1.6em}
.prose ul,.prose ol{padding-left:1.25em}.prose li{margin:.35em 0}.prose li::marker{color:var(--teal)}
.prose hr{border:0;border-top:1px solid var(--line);margin:2em 0}
.prose blockquote{margin:1.4em 0;padding:14px 18px;border-left:3px solid var(--teal);background:var(--mint);border-radius:0 var(--r-sm) var(--r-sm) 0;color:var(--ink-2)}
.prose blockquote p:last-child{margin:0}
.prose code{background:var(--paper-2);padding:1px 6px;border-radius:5px;font-size:.9em}
.short-answer{background:var(--white);border:1px solid var(--line);border-left:4px solid var(--gold);border-radius:var(--r-sm);padding:16px 20px;margin:0 0 1.6em;box-shadow:var(--shadow);font-size:1.05rem}
.short-answer p{margin:0}.short-answer strong:first-child{color:var(--teal)}
.tip{background:var(--sky);border-radius:var(--r-sm);padding:12px 16px}
.related-guides,.related,.kids{margin:2em 0;padding:20px 22px;background:var(--card);border:1px solid var(--line);border-radius:var(--r)}
.related-guides h2,.related h2,.kids h2{font-size:1.15rem;margin:0 0 10px}.related-guides h2::before,.related h2::before{display:none}
.related-guides ul,.related ul{list-style:none;padding:0;margin:0;display:grid;gap:2px}
.related-guides li,.related li{margin:0}.related-guides a,.related a{display:flex;align-items:center;min-height:40px;font-weight:600;text-decoration:none;border-bottom:1px solid var(--line)}
.related-guides a::before,.related li a::before{content:"→";color:var(--teal);margin-right:10px;transition:transform .2s}
.kids{background:transparent;border:0;padding:0}.kids h2{font-size:1.4rem;margin-bottom:16px}
.toc{background:var(--card);border:1px solid var(--line);border-radius:var(--r-sm);padding:14px 16px}
.toc summary{font:600 .78rem/1.2 var(--sans);letter-spacing:.12em;text-transform:uppercase;color:var(--mute);cursor:pointer;min-height:32px;display:flex;align-items:center}
.toc ol{margin:.5em 0 0;padding-left:1.3em;font-size:.92rem}.toc li{margin:.35em 0}.toc li::marker{color:var(--line-2)}
.toc a{color:var(--ink-2);text-decoration:none}.toc a:hover,.toc a.on{color:var(--teal)}
.placeholder{background:#fffbea;border:1px dashed #d9b84a;padding:14px 18px;border-radius:var(--r-sm)}
.draft-banner{background:#fde8e4;border:1px solid #e3a493;border-left:4px solid var(--warn);color:#5c1a0c;padding:12px 16px;border-radius:var(--r-sm);margin:0 0 20px}
.gate{margin:24px 0}.gate h2{margin-top:0}.gate h2::before{display:none}

/* tables: comparison + cost styling */
.table-wrap{overflow-x:auto;margin:1.4em 0;border:1px solid var(--line);border-radius:var(--r);background:var(--white);box-shadow:var(--shadow);-webkit-overflow-scrolling:touch}
.prose table{border-collapse:separate;border-spacing:0;width:100%;font-size:.93rem;min-width:560px}
.prose th,.prose td{padding:12px 14px;text-align:left;vertical-align:top;border-bottom:1px solid var(--line)}
.prose thead th{background:var(--navy);color:var(--white);font-weight:600;font-size:.86rem;letter-spacing:.01em;position:sticky;top:0}
.prose thead th:first-child{border-top-left-radius:calc(var(--r) - 1px)}.prose thead th:last-child{border-top-right-radius:calc(var(--r) - 1px)}
.prose tbody tr:nth-child(even) td{background:#faf8f3}.prose tbody tr:last-child td{border-bottom:0}
.prose tbody td:first-child{font-weight:600;color:var(--ink)}
.prose tbody tr:hover td{background:var(--sky)}

/* CTA band + footer */
.cta-band{background:linear-gradient(135deg,var(--navy),#123a63);color:#d8e4ef;padding:56px 0}
.cta-band h2{color:var(--white);margin-top:0}.cta-band h2::before{content:"";display:block;width:36px;height:3px;border-radius:2px;background:var(--gold);margin-bottom:14px}
.cta-grid{display:grid;gap:24px}.cta-band .lead-form{background:var(--white);color:var(--ink);border-radius:18px;padding:20px 20px 12px;box-shadow:var(--shadow-lg)}
@media(min-width:900px){.cta-grid{grid-template-columns:1fr 1.25fr;align-items:center;gap:56px}.cta-band .grid{grid-template-columns:1fr 1fr}.cta-band{padding:88px 0}}
.site-footer{background:#0b1a31;color:#b9c7d8;padding:44px 0 110px;font-size:.92rem}
.site-footer a{color:#e6edf5;text-decoration:none}.site-footer a:hover{color:var(--gold)}
.site-footer .fh{font-family:var(--sans);font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;color:var(--aqua);margin:.6em 0 .8em}
.site-footer .fh a{color:var(--aqua)}
.fcols{display:grid;gap:22px}@media(min-width:760px){.fcols{grid-template-columns:repeat(3,1fr)}}
.fcols ul{list-style:none;padding:0;margin:0}.fcols li{margin:0}.fcols li a{display:inline-flex;align-items:center;min-height:36px}
.site-footer .disclosure{border-top:1px solid #22344f;padding-top:18px;margin-top:26px;color:#c6d2e0}.site-footer .fine{color:#9fb0c4}

/* sticky CTA: floating pill on desktop, bottom bar on mobile */
.sticky-cta{position:fixed;z-index:50;left:0;right:0;bottom:0;display:flex;gap:10px;align-items:center;justify-content:space-between;padding:10px 12px calc(10px + env(safe-area-inset-bottom)) 16px;background:rgba(11,26,49,.96);color:#e8eef7;font-size:.92rem;font-weight:600;box-shadow:0 -10px 30px rgba(11,26,49,.25);-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);animation:up .35s cubic-bezier(.2,.7,.2,1) both}
.sticky-cta[hidden]{display:none}
.sticky-cta .btn{min-height:48px;padding:10px 16px;white-space:nowrap;flex:none}
.sticky-cta .x{flex:none;width:44px;height:44px;border:0;background:transparent;color:#b9c7d8;font-size:1.5rem;line-height:1;cursor:pointer;border-radius:50%}.sticky-cta .x:hover{background:rgba(255,255,255,.08);color:#fff}
.s-d{display:none}
@media(min-width:760px){.sticky-cta{left:50%;right:auto;bottom:18px;transform:translateX(-50%);width:min(860px,calc(100% - 40px));border-radius:999px;padding:8px 8px 8px 24px;animation-name:upc}.s-d{display:inline}.s-m{display:none}}
@keyframes up{from{transform:translateY(100%)}to{transform:none}}
@keyframes upc{from{transform:translate(-50%,140%)}to{transform:translate(-50%,0)}}

/* reveal motion (subtle; JS adds .reveal only when motion is allowed) */
.reveal{opacity:0;transform:translateY(14px);transition:opacity .6s ease,transform .6s cubic-bezier(.2,.7,.2,1)}
.reveal.in{opacity:1;transform:none}
.page-404{padding:60px 20px}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{animation:none!important;transition:none!important}.reveal{opacity:1;transform:none}}
/* 375-first hero budget: H1 + the whole short form inside 375x667 (Tony 2026-10-18) */
.hdr .hdr-cta{display:none}
@media(min-width:1000px){.hdr .hdr-cta{display:inline-flex}}
@media(max-width:599px){
 .hdr{min-height:52px}.brand{font-size:1.05rem}
 .hero-grid{padding:8px 16px 24px;gap:8px}
 .hero h1{font-size:1.24rem;max-width:none;line-height:1.14}
 .hero-form.form-card{padding:10px 12px 6px;border-radius:14px}
 .hero-form .form-title{font-size:.98rem;margin:0 0 4px}
 .hero-form .lead-form .grid{gap:5px}
 .hero-form .lead-form label{font-size:.8rem}
 .hero-form .lead-form label>span{margin-bottom:2px;line-height:1.15}
 .hero-form .phi{font-size:.7rem;line-height:1.32;padding:5px 8px;margin-top:6px}
 .hero-form .lead-form .btn{margin-top:6px}
 .hero-form .fine{font-size:.7rem;margin:.3em 0 0}
}
.prose .feature-list{padding-left:0}
.wrap.mid{max-width:1100px}.prose.mid{max-width:1100px}.prose.mid>p,.prose.mid>h2{max-width:70ch}
.hipaa-art img+.shield{display:none}
@media(max-width:959px){.hipaa-art{min-height:240px}}
@media(max-width:759px){.sticky-cta .s-m{font-size:.86rem;line-height:1.25;flex:1;min-width:0}.sticky-cta .btn{padding:10px 14px}}
@media(max-width:430px){.sticky-cta .s-m{display:none}.sticky-cta .btn{flex:1}}
.site-footer .disclosure a,.prose a,.op-note a{text-decoration:underline;text-underline-offset:3px}
/* Stitch-derived (cost + RCM screens): signature rule under inner H1s, TOC icon, help card under TOC */
.ph-rule{display:grid;margin:14px 0 4px}
.toc summary .ic{width:16px;height:16px;margin-right:8px;color:var(--teal)}
.aside-cta{display:none;margin-top:16px;background:var(--mint);border:1px solid #cfe9e5;border-radius:var(--r-sm);padding:16px}
.aside-cta>.ic{width:22px;height:22px;color:var(--teal)}
.aside-cta p{font-size:.9rem;line-height:1.5;margin:.5em 0 .9em;color:var(--ink-2)}.aside-cta strong{color:var(--navy)}
.aside-cta .btn{width:100%;justify-content:center}
@media(min-width:1080px){.aside-cta{display:block}}

/* ===== Directory + featured vendor (positioning change 2026-10-18; LVNY "jacketed" card, partner-checks list, step-k labels) ===== */
.slot-note{background:#fff7e0;border:1px dashed #c99a1f;color:#5c4300;border-radius:var(--r-sm);padding:10px 14px;font-size:.88rem;margin:10px 0 14px}
.affil-box{display:flex;gap:12px;align-items:flex-start;background:var(--sky);border:1px solid #c9dcf2;border-left:4px solid var(--blue);border-radius:var(--r-sm);padding:14px 16px;margin:18px 0}
.affil-box .ic{flex:none;width:22px;height:22px;color:var(--blue);margin-top:2px}.affil-box p{margin:0;font-size:.95rem;color:var(--ink-2)}
.directory h2{margin-bottom:.3em}.dir-lead{color:var(--ink-2);max-width:62ch;margin:0 0 22px}
.vendor-grid{display:grid;gap:18px}@media(min-width:820px){.vendor-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
.vendor-card{position:relative;background:var(--white);border:1px solid var(--line);border-top:4px solid var(--teal);border-radius:var(--r);padding:22px 22px 20px;box-shadow:var(--shadow);display:flex;flex-direction:column;transition:transform .15s,box-shadow .2s}
.vendor-card:hover{transform:translateY(-2px);box-shadow:var(--shadow-lg)}
.vc-tag{font:600 .72rem/1.2 var(--sans);letter-spacing:.14em;text-transform:uppercase;color:var(--teal);margin:0 0 10px}
.vendor-card h3{font-size:1.45rem;margin:0 0 .3em}.vendor-card h3 a{color:var(--navy);text-decoration:none}.vendor-card h3 a:hover{color:var(--teal)}
.vc-line{color:var(--ink-2);margin:0 0 12px}
.vc-list{list-style:none;padding:0;margin:0 0 12px;display:grid;gap:4px;font-size:.94rem}.vc-list li{display:flex;gap:8px;align-items:center}.vc-list .ic{width:16px;height:16px;color:var(--teal);flex:none}
.vc-meta,.vc-aff{display:flex;gap:8px;align-items:flex-start;font-size:.9rem;color:var(--ink-2);margin:0 0 6px}.vc-meta .ic,.vc-aff .ic{width:16px;height:16px;flex:none;margin-top:3px;color:var(--blue)}
.vc-aff{color:var(--mute)}.vc-aff a{text-decoration:underline}
.vc-go{margin-top:auto;align-self:flex-start}.vendor-card .vc-go{margin-top:14px}
.vendor-empty{border:2px dashed var(--line-2);border-radius:var(--r);padding:22px;display:flex;flex-direction:column;justify-content:center;background:transparent;color:var(--mute)}
.vendor-empty .ve-h{font:600 1.05rem/1.3 var(--sans);color:var(--ink-2);margin:0 0 .4em}.vendor-empty p{margin:0;font-size:.94rem}.vendor-empty a{text-decoration:underline}
.band-dir{background:var(--paper-2);border-block:1px solid var(--line)}
/* vendor profile: deliberately different from the hub (light teal/mint profile header, fact sheet card) */
.vp-hero{background:linear-gradient(160deg,#e9f5f3 0%,#f3f8f6 55%,var(--paper) 100%);border-bottom:1px solid var(--line);padding:22px 0 40px}
.vp-grid{display:grid;gap:26px;margin-top:10px}@media(min-width:960px){.vp-grid{grid-template-columns:minmax(0,1.15fr) minmax(0,.85fr);gap:48px;align-items:start;margin-top:22px}}
.vp-eye{display:inline-flex;color:var(--teal);gap:8px}.vp-eye .ic{width:18px;height:18px}
.vp-id h1{font-size:clamp(2.1rem,5vw,3.4rem);margin:.1em 0 0}
.vp-tag{font-size:1.12rem;color:var(--ink-2);max-width:46ch;margin:14px 0 20px}
.vp-cta{display:flex;flex-wrap:wrap;gap:12px}
.btn-ghost{background:transparent;color:var(--navy);border:1.5px solid var(--navy)}.btn-ghost:hover{background:var(--navy);color:var(--white)}
.btn-ghost .ic{width:16px;height:16px}
.vp-card{background:var(--white);border:1px solid var(--line);border-radius:var(--r);box-shadow:var(--shadow);padding:6px 20px}
.vp-facts{margin:0}.vp-facts>div{display:grid;gap:2px;padding:12px 0;border-bottom:1px solid var(--line)}.vp-facts>div:last-child{border-bottom:0}
.vp-facts dt{display:flex;gap:8px;align-items:center;font:600 .74rem/1.2 var(--sans);letter-spacing:.12em;text-transform:uppercase;color:var(--mute)}.vp-facts dt .ic{width:16px;height:16px;color:var(--teal)}
.vp-facts dd{margin:0;color:var(--ink);font-size:.98rem}.vp-facts .slot dd{color:#7a5a00}.vp-facts a{text-decoration:underline}
.vp-body{padding-top:10px;padding-bottom:20px}.vp-body>section{margin:44px 0}
.vp-gallery h2,.vp-steps h2,.vp-about h2{margin-top:0}
.g-office{display:grid;gap:10px;grid-template-columns:repeat(2,minmax(0,1fr))}
.g-office figure{margin:0;border-radius:var(--r-sm);overflow:hidden;background:var(--paper-2);aspect-ratio:16/10}
.g-office img{width:100%;height:100%;object-fit:cover;display:block}
.g-office .g-lead{grid-column:1/-1}
@media(min-width:960px){.g-office{grid-template-columns:repeat(4,minmax(0,1fr));grid-auto-rows:170px}.g-office figure{aspect-ratio:auto}.g-office .g-lead{grid-column:span 2;grid-row:span 2}
.g-n1 .g-lead{grid-column:1/-1;grid-row:span 2}.g-n2 figure{grid-column:span 2;grid-row:span 2}}
.g-h{font:600 .78rem/1.2 var(--sans);letter-spacing:.14em;text-transform:uppercase;color:var(--mute);margin:26px 0 12px}
.g-team{list-style:none;padding:0;margin:0;display:grid;gap:10px;grid-template-columns:repeat(3,minmax(0,1fr))}
@media(min-width:700px){.g-team{grid-template-columns:repeat(5,minmax(0,1fr))}}@media(min-width:1000px){.g-team{grid-template-columns:repeat(9,minmax(0,1fr))}}
.g-team li{border-radius:var(--r-sm);overflow:hidden;background:var(--paper-2);aspect-ratio:4/5}.g-team img{width:100%;height:100%;object-fit:cover;display:block}
.g-note{font-size:.82rem;color:var(--mute);margin-top:10px}
.steps-list{list-style:none;padding:0;margin:0;border-top:1px solid var(--line)}
.steps-list li{padding:18px 0;border-bottom:1px solid var(--line);display:grid;gap:4px}
@media(min-width:760px){.steps-list li{grid-template-columns:120px minmax(0,1fr);column-gap:24px}.steps-list li p:last-child{grid-column:2}}
.step-k{font:600 .74rem/1.6 var(--sans);letter-spacing:.16em;text-transform:uppercase;color:var(--teal);margin:0}
.steps-list h3{margin:0;font-size:1.2rem}.steps-list li>p:last-child{margin:0;color:var(--ink-2)}
.vp-cta-band{display:flex;flex-wrap:wrap;gap:16px 28px;align-items:center;justify-content:space-between;background:var(--navy);color:var(--white);border-radius:var(--r);padding:26px 28px}
.vp-cta-band h2{color:var(--white);margin:0 0 .2em;font-size:1.5rem}.vp-cta-band p{margin:0;color:#c9d6e6}
.affil{display:inline}
@media(max-width:599px){.hero-form .em-note{display:none}}
.vendor-grid{align-items:start}
@media(min-width:960px){.g-n4 figure:nth-child(4){grid-column:span 2}}
/* ---- v2 copy rebuild + go-live (2026-10-18 PM): nav dropdowns, tech component, updates feed, vendor card/teaser, vendor images, form-off ---- */
.nav .dd details{position:relative}.nav .dd summary{list-style:none;cursor:pointer;display:flex;align-items:center;gap:4px;color:var(--ink-2);font-size:.94rem;font-weight:500;padding:6px 2px;border-bottom:2px solid transparent}
.nav .dd summary::-webkit-details-marker{display:none}.nav .dd summary.on{color:var(--ink);border-bottom-color:var(--gold)}.nav .dd summary:hover{color:var(--ink)}
.nav .chev{width:14px;height:14px;transition:transform .15s}.nav .dd details[open] .chev{transform:rotate(180deg)}
.nav-desk .dd-menu{list-style:none;margin:0;padding:8px;position:absolute;top:calc(100% + 8px);left:-12px;min-width:230px;background:var(--white);border:1px solid var(--line);border-radius:var(--r-sm);box-shadow:var(--shadow-lg);z-index:60;display:grid}
.nav-desk .dd-menu a{display:block;padding:8px 10px;border:0;border-radius:8px;font-size:.92rem}.nav-desk .dd-menu a:hover{background:var(--sky)}.nav-desk .dd-menu a[aria-current]{background:var(--mint)}
.nav-desk .nav{align-items:center}
@media(min-width:1000px){.nav-desk .nav{gap:14px}}@media(min-width:1180px){.nav-desk .nav{gap:20px}}
.menu .nav .dd summary{padding:13px 0;font-size:1rem;justify-content:space-between;border:0}.menu .dd-menu{list-style:none;margin:0 0 8px;padding:0 0 0 12px;border-left:2px solid var(--line)}
.menu .dd-menu li{border:0!important}.menu .dd-menu a{padding:9px 0;font-size:.96rem}
.menu[open] nav{max-height:calc(100vh - 70px);overflow:auto}
.m-cta{font-weight:600;color:var(--navy)!important}
.tech-section{margin:2.2em 0;padding:20px 22px;background:var(--paper-2,#f4f1ea);border:1px solid var(--line);border-radius:var(--r)}
.tech-section h2{display:flex;align-items:center;gap:10px;margin:0 0 .5em;font-size:1.35rem}
.ts-ic{flex:none;width:36px;height:36px;border-radius:10px;display:grid;place-items:center;background:var(--sky);color:var(--blue)}.ts-ic .ic{width:20px;height:20px}
.tech-section p{margin:0}.tech-section .tech-more{margin-top:.8em}
.tech-more a{display:inline-flex;align-items:center;gap:6px;font-weight:600}.tech-more .ic{width:16px;height:16px}
.updates{list-style:none;padding:0!important;margin:1em 0;display:grid;gap:12px}
.updates li{margin:0!important;padding:14px 16px;background:var(--white);border:1px solid var(--line);border-left:4px solid var(--teal);border-radius:var(--r-sm)}
.updates time{display:block;font:600 .74rem/1.4 var(--sans);letter-spacing:.12em;text-transform:uppercase;color:var(--teal);margin-bottom:4px}
.updates p{margin:0}
.vc-top{display:flex;align-items:center;justify-content:space-between;gap:12px;margin-bottom:12px}
.vc-logo{width:56px;height:56px;border-radius:12px;border:1px solid var(--line);background:var(--white);object-fit:contain;padding:4px}
.vc-badge{display:inline-flex;align-items:center;gap:6px;margin:0;padding:5px 10px;border-radius:999px;background:var(--mint);color:var(--teal-2);font:600 .76rem/1.2 var(--sans)}
.vc-badge .ic{width:15px;height:15px}
.prose .vendor-card{margin:1.2em 0;display:flex;flex-direction:column}.prose .vendor-card h3{margin-top:0}
.vendor-card .vc-list{list-style:none;padding:0}.vendor-card .vc-list li{display:block}
.vc-links{font-size:.92rem}.vc-teaser{max-width:760px}
.referral{display:flex;gap:8px;align-items:flex-start;font-size:.82rem;color:var(--ink-2);margin:.5em 0;line-height:1.4}.referral .ic{flex:none;width:16px;height:16px;color:var(--teal);margin-top:2px}
.lead-form .affil{display:block}.lead-form .affil a{text-decoration:underline}
.form-off{background:#fff7e0;border:1px solid #f0d58a;border-left:4px solid var(--gold);border-radius:8px;padding:8px 12px;font-size:.85rem;color:#4a3b10;margin:.5em 0}
.lead-form button[disabled]{opacity:.55;cursor:not-allowed;box-shadow:none}
.site-footer .disclosure a{color:#e6edf5;text-decoration:underline}
@media(min-width:760px){.fcols{grid-template-columns:repeat(4,1fr)}}
.vp-logo{width:103px;height:auto;margin:6px 0 8px}
.vp-sv-h{font:600 .74rem/1.2 var(--sans);letter-spacing:.12em;text-transform:uppercase;color:var(--mute);margin:14px 0 6px}
.vp-sv{list-style:none;margin:0 0 14px;padding:0;display:grid;gap:4px;font-size:.94rem}.vp-sv a{text-decoration:underline}
.vp-hero-img{margin:1.4em 0}.vp-hero-img img{width:100%;height:auto;border-radius:var(--r);display:block}.vp-hero-img figcaption{font-size:.85rem;color:var(--mute);margin-top:6px}
.vp-gallery{display:grid;gap:10px;grid-template-columns:repeat(2,minmax(0,1fr));margin:1.2em 0 0}
.vp-gallery figure{margin:0;border-radius:var(--r-sm);overflow:hidden;background:var(--paper-2);aspect-ratio:4/3}.vp-gallery img{width:100%;height:100%;object-fit:cover;display:block}
@media(min-width:700px){.vp-gallery.g-n3{grid-template-columns:repeat(3,minmax(0,1fr))}}
.prose .g-team{list-style:none;padding:0;margin:10px 0 0;display:grid;gap:8px;grid-template-columns:repeat(3,minmax(0,1fr))}
.prose .g-team li{margin:0}
@media(min-width:700px){.prose .g-team{grid-template-columns:repeat(5,minmax(0,1fr))}}@media(min-width:1000px){.prose .g-team{grid-template-columns:repeat(9,minmax(0,1fr))}}
.prose .steps-list{list-style:none;padding:0;counter-reset:st;border-top:0}.prose .steps-list li{counter-increment:st;display:block;padding:14px 0 14px 52px;position:relative;margin:0}
.prose .steps-list li::before{content:counter(st);position:absolute;left:0;top:14px;width:36px;height:36px;border-radius:50%;display:grid;place-items:center;background:var(--mint);color:var(--teal-2);font:700 .95rem/1 var(--sans)}
blockquote.affil-box{margin:18px 0}blockquote.affil-box p{margin:0}